We search rates among 37 lenders
In Closed Loans
Why our rates are so low?
- 1. We shop at 37 lenders to give you amazingly low rates.
- 2. We also demand these lenders to give you better rates (we negotiate for you).
- 3. We cut our profit so you can have a lower rate and save more money.
- 4. We have Salary-based Loan Officers instead of expensive Commission-based Loan Officers.
How We Stack Up
|Loan Factory||Banks / Online Lenders / Brokers|
|Provide customized, real-time rate quotes||Rarely|
|Immediate notification of any market rate movements||Sometimes|
|Comprehensive rates comparisons across all lenders||Sometimes|
Our Client Testimonials
Quang An on Jan 19, 2022 4:23 PM
Loan factory have been amazing since the beginning. I moved from California to Florida in hope of buying a house and loan factory helped me achieve just that. The process was fairly easy. This is my first time buying and so with the help of Ivy and Kaitlyn it made it so much easier. They helped me every step of the way and was wonderful in getting things done. All the question I had they help me get an an answer for it. They also made sure I understood all that was going on. I really do recommend going to loan factory if your buying a home. Thank you so much ivy and Kaitlyn for all your help!Mai Le on Jan 19, 2022 1:41 PM
I highly recommend Loan Factory for your lending needs! Very competitive rates and Phoenix is great to work with!Linhan Truong on Jan 19, 2022 8:15 AM
It was a wonderful experience working with Loan Factory.They got me a great rate. Thanks to team Nancy Nguyen. Thank youNgan Nguyen on Jan 18, 2022 9:47 PM
Professional and very responsive to provide top-notch service. The agents are very friendly and easy to work with to get the mortgage loan done properly and in timely manner.Duy To on Jan 18, 2022 9:18 PM