We search rates among 28 lenders
In Closed Loans
Why our rates are so low?
- 1. We shop at 28 lenders to give you amazingly low rates.
- 2. We also demand these lenders to give you better rates (we negotiate for you).
- 3. We cut our profit so you can have a lower rate and save more money.
- 4. We have Salary-based Loan Officers instead of expensive Commission-based Loan Officers.
How We Stack Up
|Loan Factory||Banks / Online Lenders / Brokers|
|Provide customized, real-time rate quotes||Rarely|
|Immediate notification of any market rate movements||Sometimes|
|Comprehensive rates comparisons across all lenders||Sometimes|
Our Client Testimonials
I’ve worked mostly with Nicole. She’s very responsive throughout the refinance process and answered/followed up on any questions I have. Thanks Nicole at Loan Factory to make the process going smoothly.Minh Truong on Sep 20, 2021 4:33 AM
Freya, Laura and Steve along with the Loan Factory team did a great job of being consistent and patient through the whole loan process. I got a great rate and great service. Loan Factory's business model is all about transparency and effectiveness. They are a great partner when securing a loan. Thanks!James Skeen on Sep 19, 2021 3:11 PM
Loan Factory was a great experience. The staff were professional and reliable. Will definitely recommend!Vy Khuu on Sep 19, 2021 6:38 AM
Xem Nhà US on Sep 18, 2021 11:39 PM
I was able to close the house in less than 3 weeks with a lowest rate. Thanks to Billy, Tiffany, Ngọc and Ly for working so hard to make the closing process super easy and fast. Good quality service! Highly Recomended!Tuyen Vu on Sep 18, 2021 10:45 AM