We search rates among 33 lenders
In Closed Loans
Why our rates are so low?
- 1. We shop at 33 lenders to give you amazingly low rates.
- 2. We also demand these lenders to give you better rates (we negotiate for you).
- 3. We cut our profit so you can have a lower rate and save more money.
- 4. We have Salary-based Loan Officers instead of expensive Commission-based Loan Officers.
How We Stack Up
|Loan Factory||Banks / Online Lenders / Brokers|
|Provide customized, real-time rate quotes||Rarely|
|Immediate notification of any market rate movements||Sometimes|
|Comprehensive rates comparisons across all lenders||Sometimes|
Our Client Testimonials
Thank you Loan Factory!Linh Nguyen on Dec 2, 2021 6:55 PM
Loan Factory. Nhân viên làm việc nhiệt tình, chu đáo. Thank you.Thuy Nguyen on Dec 2, 2021 5:06 PM
They’re work professional , Vivian , she’s nice and very friendlyPhat Ta on Dec 2, 2021 3:17 PM
I have been working with Loan Factory multiple times but my case this time turned to be stressful and complicated at the last minutes. However, my purchase was successfully funded eventually with a lot of help of Henry, Nick, Troy, and Billy. I cannot be grateful enough to work with these awesome guys who tried their best to help me out. I will definitely work with Loan Factory again as well as introduce them to my friends and family.Anh Le on Dec 2, 2021 2:48 PM
I had a great chance to buy mortgage with Sacramento Loan Factory team. Everything went through successfully. They were always ready to review documents to make everything clear before due day. Things went nicely easy. I am satisfied with their help. They are professional and responsive. Thank you, Sacto Team.Thuy Nguyen on Dec 2, 2021 3:28 AM