My name is Richard T. Nguyen. I’m currently a Licensed Mortgage Loan Originator at Loan Factory, Inc. I hold a Bachelor’s Degree in Finance and Marketing from State University East Bay of Hayward. I’m passionate about helping my clients achieve their financial goals. Most importantly, home purchasing is everyone's biggest financial decision of a lifetime. Therefore, I’m committed to providing my clients with personalized service and expert guidance throughout your mortgage process. You can rely on me as your trusted financial advisor for life. In my free time, I enjoy playing soccer, outdoor activities, reading, and listening to motivational speakers such as Mr. Jim Rohn and Zig Ziglar.